Once you sign up for an Oakam loan, you’re not merely developing a brighter economic future on your own, you’ll be part of a like-minded community that is increasing acce to affordable credit for several
Every we support people as they achieve their money goals, build their credit profile and acce better loan rates day. In the time that is same simply by using our mobile software to repay on time, Oakam customers are changing the financing industry, making credit le costly and much more acceible for everybody.
Join our community of 150,000+ clients.
Brand brand New consumer? Begin with a loan from ?100 to ?800 today. Fast turnaround without any fees that are late
279% fixed yearly rate of interest (1427% APR representative)pare Oakam along with other loan providers right right here.
Apply with full confidence
Fill our safe online application and get a determination in mins. No setup charges, no belated costs with no repayment that is early.
Begin your Oakam journey
Place your loan to work alongside the Oakam software, increase your credit history in the long run and grow your method to a brighter future that is financial.
Tailor your loan
Acce lower rates and bigger quantities as you repay your loan. Borrow as much as ?5,000 in the long run. Discover more
Join the 150,000+ customers that trust us
We’re more than simply a cash lender: we’re for a miion which will make credit that is acceible truth for many.
Install our mobile software
The Oakam mobile app will enable you to use along with assistance you handle your loan:
Reasons why you should join Oakam
Bad credit? We will pay attention
We’ll tune in to your tale if you’re on advantages, have a credit that is bad or simply found its way to great britain. We’ve caused it to be our miion to split down economic barriers and enhance acce for many.
No house visits – ever!
Cash is a private matter and we keep it this way. Think about us as an option to doorstep loans. We’ll never ever knock on the door and you will constantly reach us online or higher the device.
No concealed surprises
At Oakam you’re constantly in charge. Our products are easy and clear. We don’t charge fees that are late there’s no cost aociated with repaying early.
Your connection up to a brighter future that is financial
You can unlock lower rates, bigger amounts and longer terms as you pay back your Oakam loan. It’s our method of assisting you grow your credit profile with time.
Handle the Oakam app to your loan
Acce your loan and payment routine by getting our software, and use for tops ups and brand new loans in the long term.
Oakam provides simple and easy services that are financial those who find it hard to borrow from banking institutions. We provide responsible acce to credit and are also specialized in serving our clients with respect.
Every time we help individuals while they achieve their funds objectives, build their credit profile, and acce better loan prices. During the exact same time, through the use of our mobile software to settle on time, Oakam clients are changing the financing industry, making credit le costly and much more acceible for everybody.
How can it work?
It’s simple! You are able to use on our internet site, or via our mobile application. The application may be downloaded through the Apple iStore for iPhone products, or in the Bing Play shop for Android os products. If for example the application is authorized, the bucks may be provided for your money regarding the day that is same. Many succeful prospects receive their loans within an hour or two of being authorized.
At the mercy of status. Regarding the application, we are going to ask you to answer for the monthly earnings and spending in information, so that you can make sure you are able to pay for the month-to-month repayments throughout the life of the mortgage.
Does Oakam execute a credit search?
Yes. But we try not to base our choice entirely on your credit score. At Oakam we recognize that life does not go as planned always. We realize you may have a poor credit history that you may have run into financial difficulties in the past and as a consequence. Unlike other loan providers though, Oakam will perhaps not automatically blacklist you have actually mied repayments. Your credit score and affordability aement assist us comprehend your situation that is current when ae the job for the loan.
Therefore, also we might still be able to help if you have been declined by other lenders in the past.
I will be a new comer to great britain. Can Oakam assist me personally with that loan?
Yes. We ask which you happen a resident in the united kingdom for at the very least a few months before using for a loan with us. All loans are susceptible to affordability checks as well as your economic status. We welcome new clients every single day and, because our application that is online proce completely automated, it is possible to use if you need certainly to, seven days per week. All our loans are at the mercy of your monetary status.